Digital euro pilot
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What we learn from the pilot will ensure that the digital euro, if it is introduced, is fully equipped to meet the needs of all Europeans.
The ECB aims to be ready for a potential first issuance of the digital euro during 2029, assuming the digital euro Regulation is adopted in 2026. To make the technical and operational preparations and lay the groundwork for a seamless and secure launch, we plan to run a 12‑month pilot starting in the second half of 2027.
The ECB will only decide whether to issue a digital euro once the Regulation has been adopted, and the Eurosystem’s preparation work will remain flexible to ensure it stays aligned with the legislative process.
How can payment service providers apply?
We are looking for PSPs to take part in the pilot. You can find all the relevant information and additional documentation needed to prepare your application in the table below. The deadline for applications is 17:00 CET on 14 May 2026.
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Announcement of the call for expression of interest Call for expression of interest |
5 March 2026 |
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Additional documentation |
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14 April 2026 |
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PSP participation agreement – Annex 1 – Pilot payment services |
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PSP Participation Agreement – Appendix 2.A – Pilot PSP documentation package scope |
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PSP participation agreement – Appendix 2.B – Functional requirements |
14 April 2026 |
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PSP participation agreement – Appendix 2.C – Pilot business architecture |
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PSP participation agreement – Appendix 2.D – Onboarding overview |
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PSP participation agreement – Appendix 2.E – User journeys & minimum UX requirements |
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PSP participation agreement – Appendix 2.F – End-to-end process flows |
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PSP participation agreement – Annex 3 – Pilot PSP feedback framework |
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PSP participation agreement – Annex 4 – Communication guidelines |
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14 April 2026 |
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The back-end specifications will be released in the upcoming weeks, allowing sufficient time for interested PSPs to consider this information ahead of their application.
Learn more through our sessions and workshops
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Next focus session for interested PSPs – 28 April 2026
Join us on 28 April at 14:30 for our third focus session to gain insights into the recently published PSP participation agreement and front-end technical specifications, among other topics. These resources are key to understanding the participation conditions and technical requirements.
Register for the session hereWatch again: focus session for interested PSPs – 20 March 2026
We held an online session on 20 March 2026 to support PSPs in preparing to answer the call for expression of interest.
Read more and watch the recordingWorkshops with technical service providers – March 2026
We met EU-based technical service providers to discuss how they can support PSPs in preparing for the digital euro pilot, and how we can assist them on consumer services (on the distribution side) and merchant acceptance (on the acquiring side).
Read the summary of the workshopsWatch again: first focus session on the digital euro pilot
At the focus session on 15 January 2026 we outlined the objectives and timeline for the pilot and the process for selecting PSPs. The event was open to all stakeholders interested in learning more about the digital euro pilot, including PSPs, technical service providers, merchants and consumers.
Read more and watch the recordingSEE ALSO
All you need to know about the digital euro